Business and Financial Watch

Posts Tagged ‘Spain’

The rental price of housing increased 1.2% in March versus the same month last year, which now totals a year and is encouraged by below inflation, which rose to 3.6% in the third month of the year.

According to the latest data from the INE, the rental price rise in March has not changed over the months of January and February.

These data reflect the stability experienced by the price of rental housing, increasing very slowly since last June, when it grew 0.9%, the lowest rate in the body that collects historical data from 2003.

The rise in rents has been slowing since early 2009, when it exceeded 4% yoy.

Until March 2010, the rental price remained above the CPI, which had taken a turn upward trend in November last year.

For its part, the price of materials for the conservation of dwellings increased by 2.7%, which places this activity in mid-2009 levels, while services for the conservation of buildings grew by 1.4% , which is maintained over the past five months.

For communities, Galicia was where most rental housing is more expensive (1.5%), followed by Catalonia (1.4%), Baleares (1.4%), Andalusia (1.3%), Basque (1 , 3%) and the Canary Islands (1.2%).

Below the average rent is more expensive in Aragon (1.1%), Castilla-La Mancha (1.1%), Comunidad Valenciana (1.1%), Cantabria (1%), Castilla y Leon (1 %) and Madrid (1%), Asturias (0.9%), La Rioja (0.4%), Murcia (0.2%), Extremadura (0.1%), while increased in Ceuta and Melilla 0.9% and 0.1% respectively.

The only autonomous region in which the housing rental price was decreased Navarra, which was 0.4% cheaper to rent a house a year ago.

in recent years has increased pathological addiction to the Internet in Spanish adolescents over other mental disorders or issues pertaining to this stage, as highlighted by the member of the Madrid Psychoanalytical Association (APM), Pedro Gil Corbacho on the occasion of the Days ‘model approach to the troubled adolescent’, organized by the APM and the Hospital Universitario Niño Jesús.

Overuse of the Internet may “cause serious problems or may hide the existing ones,” the network as the young man can “shelter” and even “can create an artificial identity” to “cover” their lack of real life.

“In real life, the teenager may have a lack of social integration, low self-esteem or a low impulse control and may therefore resort to the creation of artificial personalities,” argues the psychiatrist and psychoanalyst in statements Gil Corbacho Europa Press.

Moreover, according to specialists, the main problem of this phenomenon is that it can be a “silent complement process, because the network is a very present in today’s society, moreover, is closely associated with the new generations.

“The young person may spend an hour or hour and daily average Internet connection and not be a concern, but the seriousness arises when the relationship is replaced by the virtual relationship. Not so much the number of hours, but the fact that adolescents withdraw from other activities, “says Gil Corbacho.

“The problem manifests itself,” continues the expert, when the young man put his life on the computer and has abandoned the sound and activities appropriate to their age and playing sports, going out with friends, or maintain contact with family “.

This type of disorder is part of the addiction known as without substance, which according to World Health Organization (WHO) affects one in four people. In addition, it is estimated that in Spain between 10 and 15 percent of the population is addicted to Internet, a condition that experts say is more prevalent in young people.

Apart from this addiction, Gil Corbacho has drawn attention to the abuse of alcohol and other drugs. In this sense, the psychiatrist has indicated that marijuana use “could trigger the onset of hallucinations or other delusions”, while “amphetamines produce tables similar to schizophrenia.”

The International Monetary Fund (IMF) has warned of “vulnerability” of Spanish savings banks and has called on the authorities to strengthen the measures taken so far, although he recognizes that reform of the sector is “well on track “.

In the latest edition of ‘Report on the Global Financial Stability’, IMF stresses the “vulnerability” of Spanish savings banks and Portuguese banks by their holdings of bonds and their exposure to real estate as well as the high cost wholesale funding.

However, during the press conference presenting the report, José Viñals, head of the Monetary and Capital Markets IMF stressed that reform of the savings banks in Spain is a process “on track” to be completed.
In particular, Viñals noted that in the case of CAM, this box has “the opportunity to go to Bank Restructuring Fund (FROB)” in the case of not obtaining financing through private investors or through a merger with another entity, which underscored that the issue “is not a surprise, but it is a possibility already provided.”

Besides alerting the problems of the Spanish and Portuguese authorities, the IMF also notes that the Austrian banks, the British and Americans have a higher credit-related losses, but are supported in relative profitability. German banks said that, by contrast, have a low income who have been fed by low levels of capital in the case of Land and credit unions.

It adds that low levels of capital make some German banks, as well as some weak agencies of Italy, Portugal and Spain, are “vulnerable” to new “shocks” in the economy.

According to the Family Business Institute estimated that in Spain there are more than two million family businesses accounting for 75% of private employment, and for 59% of exports and its turnover is 70% of GDP.

With the aim of raising awareness, support and guidance to family businesses in overcoming obstacles to a swift and smooth generational change, the Madrid Chamber of Commerce, together with the Council of Chambers of Commerce and the European Social Fund, has decided to organize interactive workshops 8-hour launch aimed at those responsible for small family businesses in methodologies, instruments and tools that contribute to improving and facilitating family-business relations, the succession process and its management and leadership.

The camera itself looks for companies preferably with a number of workers at or below 50 and of any sector, discharged from the IAE (section 1) and the current payment against the Treasury and Social Security, where the family is involved in the political control and economic development of the company or where a family member involved in the administration bodies and has a clear vocation for continuity within the family.

A prerequisite to be eligible for these courses is that the company is attached to the Community of Madrid and the person attending the workshop is the founder, owner or manager involved in the management of the company.

Now that the sales approach, one wonders if one day there will be no long queues at checkouts, testers etc. According to the consulting firm TNS study in New Future in Store sounds like it. The experience of shopping within a few years will be completely different from what we have today and this will be by gradually incorporating the relevant technological innovations. The study of which we speak has been developed between 4,500 consumers in eight countries (Germany, Canada, China, USA, Spain, France, Japan and the UK), who were asked how they viewed the commercial distribution in the future and what they thought would be the main innovations in this sector.

The most talked about and striking idea is the creation of dependent holographic kind of virtual assistants able to answer questions and assist in the purchase process, could be the future workers in cutting-edge businesses in 2015. In total, 42 % of consumers believe that will be available in that year, although only 23% would seem an attractive innovation. In the case of Spanish, innovations are the top rated payment via fingerprint, smart carts and three-dimensional body scanning, with 64%, 57% and 56% of respondents who values ??with an average score or than 8, the application state that would use more Spanish (4 of 10) is the interactive help testers.

Some of the main innovations suggested by the study are:

• Interactive Mirror testers: digital display with a camera full extent avoid having to try on clothes.

• Interactive help in testers: a touch screen, customers can communicate from the tester with the sales staff.

• Smart Shopping Carts: shopping cart incorporates interactive technology that allows the customer to find products, access shopping lists, calculate the total cost of purchase or receive promotions and coupons with one click.

• Payment by fingerprint: there will be no cards, checks or money will be necessary. Just need a fingerprint and a current account with the bank.

• three-dimensional body scanning: Originally provided to avoid possible theft, but also will analyze the brands that you can sit the customer better.

• Purchase through networked devices, networked appliances monitor what products consumers use, create shopping lists and communicate with other devices to arrange delivery.

Ya know, if these cuts are about to lose his nerve, breathe deeply and think that in just a couple of years.

The figure of the coach breaks into our country and it seems she does not plan to leave. The coach is an experienced professional ready to help leaders develop their job skills and engage with the control of their personal lives with many ethical lessons.

The coach is the bridge of a large set of directors. In the United States and its presence is a must in any company worth its salt. But what happens with Spain?.

In the world of finance, although generally we believe that ethics is needed to succeed in business as many believe in the factor win / win (win / win) and in understanding the competition as a battlefield The reality shows that there is a human factor in business transactions involving the requirement to use ethics at all times.

A good coach will show us the best decisions and for that we will even ancient philosophy. How are good and ethical decisions? For Aristotle, the answer lies in the wisdom and virtue. The word virtue means willingness to do good and this as mentioned by Aristotle in his Ethics Nicómano has become a habit. Among the virtues of justice is the most important. Both wisdom and virtue are the two main elements of ethical culture.

On the opposite side is corruption, unethical practices, most of which are reflected in the abuse of power. Therefore, and to succeed we must avoid be surrounded by bad company.

After this brief discussion of the fundamentals in the philosophy of a good coach will add a couple more features to your figure:

? L The coach knows how to give importance to small details.

? L makes decisions after careful analysis.

? L generates in the organization’s concern for detail.

? L The coach is the figure of reference for the leader.